My lease expires on August 14th. This should be cause for celebration because, as many of you predicted, living downtown isn't for me. But I'm starting to wonder if I'll end up renewing.
I'd like to live in Pasadena. It's a reasonable commute with a light rail option. Considering that I spend a lot of my free time driving to and from dance classes in Pasadena already, I wouldn't be spending that much additional time in the car. I've toured great apartments (how I've missed natural light!!!) in neighborhoods where it's possible to walk to restaurants, shopping, or park areas. It would make me really happy to live in that sort of setting and it would be so much better for my dogs.
But these apartments don't come cheap. I would be adding about $400 to my rent bill (which is already ~$1,775), spending a little bit more on gas, and paying a premium for movers (because of the secondment, I would have to move on the weekend, which adds expense).
Do I have the money to do all that? Technically, yes.
But it just doesn't feel responsible. I've still got a long way to go until my debts are paid off. I'd like to own my own place, but because I've been saving for retirement and using all my "extra" disposable income to make additional payments on my debt, I haven't saved much in the way of a down payment. It seems like the extra $400 or so per month that I would spend if I moved to Pasadena should be directed to accelerating the repayment of my debts or saved for a down payment.
Meeting my competing financial goals would be so much easier if I were splitting the rent, but moving in with a random roommate might very well cost me my sanity (and, let's be real, I'm barely hanging on to my sanity as it is).
I think the answer is that I need to look at other, cheaper neighborhoods or suck it up and renew my lease.
(Still resentful that I had to give up Beach City--when am I going to get past that?)